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Home Equity
Home equity lines of credit cost most borrowers 5% or less
HELOCs are the cheapest consumer loans around right now ...
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HOME EQUITY FEATURES
Our 8 smart moves will help you stay warm for less this winter and deal with utility bills you just can't afford.

There's no way to guarantee a hassle-free project. But avoiding these blunders will save you money and aggravation.

It's a good idea, but may not be the wisest use of your money, until you've done these 3 things.

Sell your home and use the equity to pay for a new place to live in a more affordable part of the country.

They'll make your home more comfortable and appealing for less than $2,000 -- a lot less in most cases.

If you live in a city where prices have fallen 10% or more, your property tax bill could be thousands of dollars too high.

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The average rate for a line of credit fell to 5.61% from 5.63%, while the cost of a traditional home equity loan fell to 7.88%.

When Sharon Sakson was laid off recently from her job as a television writer and producer, she burned through her savings to pay the $2,400 monthly mortgage on her home.

Nov. 3--TAMPA -- When homeowners vanish amid a foreclosure, neighbors can be left with eyesores: unruly lawns scattered with debris and mold growing on homes and driveways.

Oct. 29--Seven months after Jason and Lisa Dunaway discovered their new Courtland home was built with dozens of sheets of Chinese-made drywall, the couple is meeting with lawyers and filling out bankruptcy documents.

Oct. 12--Ellen Jeffree was pleasantly surprised when she refinanced her South Buffalo home recently.

Oct. 23--Dan and Colleen Spence both work in the gambling industry, but neither thought making a short-sale home purchase would become a game of chance.

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For every point you manage to save, you'll pocket $65 a month for every $100,000 you borrow.

You'll walk away with no debt, and your credit history won't be as damaged as it would after a foreclosure.

The government's new income-based repayment plan could shave lots of dollars off your payment.

If you fall far enough behind on your fees or assessments, your condo board can file a lien against your property and force you out.

Buyers moved away from vacation and investment properties in midst of recession.

Here's a simple formula to decide whether it's smarter to send extra money to your lender or save it for retirement.

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HOME EQUITY CALCULATORS
Home equity calculator
Figure out what the payments will be for any home equity loan or line of credit.
How much can you borrow?
The size of your credit line is determined by the value of your home and how much you owe on it.
Payoff your line of credit
Create a monthly plan that fits your budget.
Debt consolidation calculator
Determine how much you can save by consolidating bills into a home equity loan.
Should you refinance?
That depends on how much you'd save with a new mortgage.
How much must you earn?
Determine the minimum income you'll need for the mortgage you want.
Accelerated mortgage payoff
Save thousands of dollars in interest by adding a little to your monthly mortgage payment.
Cut costs with a cash-out refi
How much could you save by consolidating auto and credit card debt into a new mortgage?
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How much equity do you have?
It's the value of your home minus the balance on your mortgage.
9 steps to cancel PMI
Our checklist can show you when, and how, to stop paying private mortgage insurance.
Find the best home equity loan
This work sheet allows you to make side-by-side comparisons of rates, fees and terms.
12 refinancing questions
What to ask potential lenders when you need a new mortgage.
Questions to ask about homeowners insurance
The answers will help you get the right coverage and the best possible price.
Create a budget
Manage your money more effectively with our easy-to-use work sheets.
Build an emergency fund
Figure out how big your financial cushion should be.
Dealing with debt
Take a comprehensive look at all your bills and develop a plan to pay them off.
DASHBOARDS - TODAYS RATES AND TRENDS
 Compare mortgage rates in your area by selecting a state:  GO
HOME EQUITY REPORTS
Consolidate your debt

How to consolidate your debt

Home equity basics

A step by step guide

Find home equity rates in your area

Which home equity loan is right for you?
HOME EQUITY Q&A
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National home equity rates
11/7/2009 9:15:44 AM